Phone Finance Budget

Starving for the newest tech but can’t afford to even fill up your gas tank? I know how you feel so I want to share some budgeted ideas to help with your finances.

 

One of the biggest budget killers are the things we use all day, every day, but never like to figure in. The horribly expensive cell phone plan. While there are alternatives they are usually mediocre at best. However, I found one that stands above while saving the most money: Straight Talk! Now I know what you are thinking; “Oh god. You mean that plan from Wal-mart?” Well, how about this. The service is through Verizon, you can now get a great touch screen droid for cheaper than most phones, and–oh yeah–did I mention that it is only $45 a month versus the $90 something you have to pay directly through Verizon. If you ever don’t want the service or you have unexpected expenses and can’t afford your phone for a couple months; no problem! Because it is technically a “Go Phone” you pay for the service by buying a prepaid card. $45 for unlimited everything and it lasts a month. They have other options as well but come on, who doesn’t want a droid, right? Better yet for $15 dollars at the initial purchase of the phone you can cover your phone for accidental damage for up to 18 months and as long as it isn’t lost or stolen, you can get another phone of equal or lesser value for free. Considering there is always that one person who has the worst luck when using their phone; this is a big help!

Let’s figure this up.

Verizon Droid : $45 monthly unlimited everything (including data) : No hidden charges or fees : No questions asked 18 month insurance for $15 : No hassle cancellation/service hold : Services available anywhere a Wal-mart is 24/7

VS.

Verizon Droid : $90-110 monthly plan : Hidden charges and Fees : Monthly insurance costs and additional charges depending on issue : Additional charges for holding service and full charge for cancellation : Credit checks/additional start up costs : Service only available at Verizon stores M-F business hours (No holidays)